Investment mu diamondi, i.e. kugula diamondi ngati ndalama

Komabe, pogula, muyenera kulabadira zomwe zasungidwa makhalidwe abwino a miyala (satifiketi). Zoyeretsa, zazikulu za diamondi, zimakhala bwino mtundu ndi kuchuluka kwa odulidwa (zosangalatsa kwambiri zanzeru), phindu lodalirika komanso losavuta kugulitsanso. Chifukwa chake, tikupangira kuti muyambe mwafunafuna upangiri wa katswiri wodalirika musanayike likulu lanu.

Ndi diamondi ziti zomwe muyenera kuyikamo?

Ma diamondi amitundu yosiyanasiyana komanso mtengo wamalonda amakumbidwa. 10% ya zitsanzo zam'migodi ndizothandiza pankhani yokongoletsa. Malinga ndi akatswiri, T.ndi 0,2% yokha ya diamondi yomwe ili yabwino kwambiri kuti akhazikikemo. Ndi mbali ziti zomwe zimaganiziridwa poyesa diamondi? Sikelo ya zinayi imagwiritsidwa ntchito pa diamondi zosankhidwa ndi miyala yamtengo wapatali. C: kulemera - carat, mtundu - mtundu, kumveka kwa diamondi - kumveka bwino ndi kudula - kudula. Ichi ndi sikelo yofunika kwambiri kwa Investor komanso. Miyala yamtengo wapatali ya H/SI2 ndi yamtengo wapatali pakati pa diamondi zabwino kwambiri zogulira. Komabe, wogulitsa ndalama ayenera kutsogoleredwa ndi zina zowonjezera. Daimondi yabwino yodzikongoletsera, mwachitsanzo, ili ndi mtundu wotchedwa "woyera woyera." Ndipotu, awa ndi miyala yopanda mtundu. Komabe, ndalama zopindulitsa kwambiri mu diamondi zili mu zitsanzo ndi mtundu wapaderangati pinki. Kuti muwone mosakayikira mtengo wa diamondi yokumbidwa, funsani katswiri. Daimondi iliyonse yogulidwa iyenera kukhala ndi satifiketi yoyenera yaubwino. Moyenera, iyi iyenera kukhala satifiketi ya labotale yapadziko lonse ya GIA, IGI kapena HRD. 

Ndalama zopindulitsa mu diamondi 

pa ndalama mu diamondi kulipira zambiri, muyenera kusankha mwala wokhala ndi zokongoletsa zosayerekezeka ndi magawo. Ndalama zogulira miyala yamtundu wosangalatsa zimatha kufika kuchulukitsa kasanu ndalama zomwe zayikidwa. Komanso Mtengo wa diamondi ukukula mofulumira kwambiri. Chifukwa chake, ndalama zomwe amapeza zaka 10 ndizochepera kuwirikiza kawiri. Ichi ndi chowonjezera chachikulu kwa osunga ndalama, chifukwa diamondi ndi ndalama zenizeni zosungira. Kumbali inayi, simungayembekezere kugula diamondi iyi pamtengo wotsika. Mikhalidwe yoteroyo kulibe. Chifukwa chake, ngati diamondi yotsitsidwa ikupezeka kuti mugulidwe, ndizomveka kuwunikanso kawiri zomwe mwapereka.

Kuyika ndalama mu diamondi ndi chisankho chabwino ngati diamondi idapatsidwa satifiketi yoyenera yapadziko lonse lapansi. Nthawi zonse fufuzani zoikamo ndikupempha upangiri wa akatswiri. Kumene ndalama mu diamondi ndi zothandiza kwambiri kuposa miyala ina yamtengo wapatali.