Kugula Mwachangu: Momwe Mungagule Zojambulajambula

Nthawi zina kugula luso kumakhala komveka, koma osati nthawi zonse.

Mwina kugula kwanu koyamba kunayenda bwino.

Chidutswacho chinalankhula kwa inu ndipo chikuwoneka ngati mtengo wokwanira. Munamunyamula m’maganizo mwanu mpaka pamene anabwerera nanu kunyumba popanda vuto lililonse.

Kaya ndinu wosonkhanitsa watsopano kapena mukuyesera kuti mukhale otanganidwa kwambiri ndi zomwe mwasonkhanitsa, pali malamulo ochepa ogula zaluso.

Tsatirani malangizo awa 5 kuti mugule bwino zaluso:

1. Konzani kalembedwe kanu

Yambani poyendera malo am'deralo ndi ziwonetsero zaluso. Eni magalasi ndi akatswiri odziwa zambiri ndizomwe zimakusangalatsani nthawi zonse. Auzeni zomwe mumakonda zachidutswacho ndikufunsani malingaliro kuchokera kumagalasi ena ndi ojambula kuti mufufuze. Osachita mantha kunena zomwe simukonda komanso chifukwa chake - zitha kukupatsani lingaliro la masitayelo kapena nthawi zomwe muyenera kupewa.

2. Yambani maphunziro anu a luso

Mukakhala ndi kalembedwe kake, mutha kudzipereka nokha mu maphunziro a luso laumwini.

Pitani kumisika popanda cholinga chogula kuti mumvetsetse kulimba komanso kuthamanga kwabizinesi. Ogulitsa amakuuzani za nyengo ndi masitayelo omwe akugulitsidwa. Izi zikuwonetsani mpikisano wogula zaluso ndikukupatsani lingaliro lamitengo.

Kugula popanda cholinga chogula kudzakumitsiraninso chikhalidwe popanda kukuphatikizani muzogula. Kutengeka mtima kwanu kungathe kukuthandizani pamene mukondana ndi chidutswa, ndipo kudziletsa ndiyo njira yokhayo yokhazikitsira bata.

Izi zikupatsani inu kukhala odzidalira komanso ophunzira mukakumana mtsogolo ndi ogulitsa ndi ogulitsa.

3. Konzani bajeti

Kukhazikitsa bajeti ndikofunikira chifukwa ndikosavuta kutengeka.

Pamene mukufuna kukhala m'chikondi ndi chinthu mukugula, musalole mtima wanu kupanga zisankho zachuma. Mukufuna kuganizira zinthu monga kutumiza, kutumiza, ndi pamene pakufunika. Kutsatsa kungafunenso ndalama zogulira, zomwe zimapangitsa kuti pakhale mtengo wapamwamba kuposa wopambana.

Kupanga bajeti kumakhudzanso kumvetsetsa kusiyana pakati pa zomwe zili gawo la ndalama ndi zomwe sizili.

Ngati mudzawononga ndalama zambiri pa zojambulajambula, ndi bwino kutsimikizira kuti ndi ndalama zogulira. Ndalama zitha kukhala zogulidwa ndi wojambula wachinyamata kapena wotuluka kumene. Kungakhalenso kuwonjezeka kwa bajeti yanu kuti mugule chinthu chomwe mukuganiza kuti chingagulitsidwe phindu pambuyo pake.

Ngati muli ndi mafunso okhudza ndalama zogulira ndalama, .

4. Funsani malangizo kwa akatswiri

Dziko la zojambulajambula lili ndi zinthu zambiri, ndipo aliyense ali ndi katswiri wake. Izi zikuphatikizapo oyesa, osamalira, ndi makampani oyang'anira katundu.

Tafotokozanso zina mwazofunikira zogwirira ntchito ndi akatswiri osiyanasiyanawa muzaluso. Ngati muli ndi mafunso kapena mukumva ngati mukufuna upangiri wa akatswiri, omasuka kulumikizana ndi munthu wodziwa zambiri. Nthawi zina, mutha kufunsira koyamba kwaulere.

Kumanani ndi akatswiri otsatirawa kuti mudziwe momwe angathandizire:

5. Lembani zonse

Onetsetsani kuti muli ndi ma risiti a digito, ma invoice, malipoti okhudza mbiri yanu, ndi zidziwitso zolumikizana nazo mu akaunti yanu. Malembawa adzakhala chida chanu choyamba poyesa mtengo wa zomwe mwasonkhanitsa, kukonza malo, kapena poganiza zogulitsa.

Kutolera kwanu kukamakula ndipo nthawi zambiri mumagula zaluso zabwino, zolemba zanu zoyambira zimakhala gawo lofunikira kwambiri pakuwongolera zojambula zanu.

Konzekerani kugula kwanu koyamba ndipo phunzirani malangizo othandiza omwe alipo kuti mutsitse lero.